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WILL & ESTATE PLANNING Most people know that they should make a will Most people plan to make a will And yet 7 out of 10 die intestate (without a will) “Your Clear Sky consultant is fully trained
to assist you, and guide you through WHY MAKE A WILL? Single: Your choice of family or friends may not benefit at all from your estate. Married: If you have any children your surviving spouse may only inherit part of your estate. If you have no children, your spouse may have to share with their in-laws. Parents: Use your will to appoint the guardians of your choice or a court will decide who will bring up minor children. Unmarried Couples: Even if you have children your partner may receive nothing from your estate. Separated: Your separated husband or wife may inherit part of your estate. “We can make important recommendations concerning the use of wills and trust documents to ensure that your estate is distributed as you intended, often saving large tax bills and reducing stress for your family at a time that is stressful enough” To find out what happens to your estate if you have
not made a will, please click
here Owing to property values rising, proceeds from pensions, and inheritances: inheritance tax is an important issue for a growing number of our clients. Inheritance tax may be payable on the value of all your assets, savings, property - including your home. Any value in excess of ‘the nil rate band’ at the time of death is taxed in its entirety at 40%. A good starting point to reduce the impact of inheritance tax is to ensure your will is tax efficient. Your licensed Clear Sky consultant will be able to discuss this with you and implement our recommendations through our business partners selected from solicitors, Trust Corporations, legal will writers and independent financial advisers.
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